BODILY INJURY LIABILITY
Covers you for injuries to someone else when your car is in an
accident in which you are found legally liable.
PROPERTY DAMAGE LIABILITY
Covers you for damage to someone else's property (car, fence,
lamppost, etc.) when your car is in an accident in which you
are found to be legally liable.
MEDICAL PAYMENTS COVERAGE
Covers (up to the limit you choose) the medical costs resulting
from an auto accident for you, your family and others in your
car. It pays no matter who was at fault.
UNINSURED MOTORIST BODILY INJURY COVERAGE
Pays for injuries to you or to persons in your car in accidents
caused by uninsured or unidentified drivers.
UNINSURED MOTORIST PROPERTY DAMAGE
Pays for damage to your automobile caused by an uninsured motorist,
however, either the owner/operator or the uninsured vehicle must
be identified. If you don't carry collision coverage on your
car, UMPD will pay up to $3,500.00 (not to exceed the value of
the vehicle). If you do carry collision coverage on your car,
you carry "collision deductible waiver". If you are
involved in an accident with an uninsured vehicle, your insurer
will pay the collision deductible for you.
Pays for damage to your car caused by a collision with another
vehicle or with any other object (pole, wall, etc.), regardless
of who was at fault. It also covers damage caused by the upset
(overturning) of your car.
For More Information Call:
PinCo Insurance Services
Pays for damage to your car caused by reasons other than collision,
such as fire, theft, windstorm, flood, etc.